I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC

Super Facts and Tips

Make Your Super Go The Distance

This indicates that you could look forward to a long and healthy retirement. Here's how you can ensure that your super lasts. Did you know that Australia is currently one of just four countries on the planet where both men and women can live into their eighties? While that's fantastic news, it also makes saving for retirement more important like never before.

Almost 50% of Australians over age 40 are worried about outlasting their retirement savings while many are confused on the most effective means of achieving the retirement lifestyle they are dreaming of. By obtaining super suggestions and preparing ahead, you can take control and take pleasure in the peace of mind in recognizing that your future will be protected.

Work Out How Much Super Money You Require

The primary step is to identify just how much money you want to get yearly in retirement, and how much you should save to get there.

Using a super online calculator is a terrific way to start. Just go into a couple of crucial figures, including your immediate super savings as well as income, and the annual income you'd like to have when you retire. The calculator offers an immediate forecast of your life expectancy and super savings at retirement, consisting of any possible Super gap. Then you will see how much difference super payments could make, and exactly how much you need to fill the gap.

While an online calculator can never replace recommendations from a professional, it will aid you in obtaining a clear picture of where you stand today and how you might alter your circumstance for the better.

Prepare For Different Stages of Retirement

It's likewise essential to consider how your investing patterns may change throughout your retirement, to plan in advance accordingly.

For instance, in the beginning, when you are in your most active, you're most likely to require even more funds for travelling, sports, and recreation. After that, as you go into a much more relaxed phase of retirement, you'll have to be ready for feasible wellness concerns, so you could pay for the care you require as medical treatments are becoming more advanced as well as a lot more expensive annually.

An efficient means to expand your super financial savings while paying less tax is by using salary sacrifice. You might also wish to keep your choices open for the later years when you require more intensive health and wellness support.

Likewise, do not forget to consider spending on other things, such as home remodelling or buying a brand-new car. This is because, as retirements grow longer, our vehicles and home appliances are likely to diminish before we do.

More tips on how to make your super money last through retirement on our knowledgebase at - www.australiansuperfinder.com.au

All information on this website is of a general nature only. We have not taken into account your financial situation, needs or objectives. You need to make up your own mind and ascertain yourself if it is right for you. We recommend you read the product disclosure statement(s) and the financial services guide before making any financial decision.

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