Testimonials


I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC


Super Facts and Tips

Vital Facts about Superannuation

The retirement savings increase because money is paid in on a regular basis, which the super fund invests at low tax rates. Tax concessions, as well as other government benefits, now make super one of the most excellent methods to invest intended for the future.

Super funds may as well provide life insurance cover, as well as permanent and total disability insurance. A few provide other kinds of insurance cover if a person becomes disabled or ill for an extended period.

Are you qualified for super contributions from the person who employs you?

Employers should usually contribute 9.5% of your ordinary time earnings' value into a super fund for you (this is known as the "superannuation guarantee" or SG).

The major groups of workers not covered are:
• 70 years old or over
• paid not more than $450 for every calendar month
• under 18 and working less than 30 hours per week
• employed for private or domestic work for less than 30 hours per week
• Covered by super bilateral agreements. This is for folks working provisionally in other countries.

Increase Your Super in Your Casual Employment

Are you casually working or taking on additional hours in a current occupation? If you are, you could increase your long-term investments using checking your entitlement for super contributions by your employer.

If you are over 18 years old and earn over $450 before tax (concessional) in a calendar month, then the employer is typically required to contribute superannuation guarantee payments for you.

If you are under 18 and employed more than 30 hours weekly, you may as well be eligible for super contributions by your employer.

Even though you usually do not work more than 30 hours per week, additional shifts may enable you to have superannuation contributions.

Although super is not money in your palms right now, it is a valuable asset for your future. Moreover, it can be an excellent long-term investment, due to tax concessions as well as other benefits from the government.

For more info about entitlement to super guarantee payments, or file a complaint if the employer isn't paying super contributions for you, contact the www.australiansuperfinder.com.au office at 1300 252 167

All information on this website is of a general nature only. We have not taken into account your financial situation, needs or objectives. You need to make up your own mind and ascertain yourself if it is right for you. We recommend you read the product disclosure statement(s) and the financial services guide before making any financial decision.

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