Testimonials


I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC


Super Facts and Tips

Borrowing with your Super in SMSF

And this may seem too good to be true. But mainly all of the major banks and all the credit unions offer the ability now for the self-managed super fund to borrow to acquire property.

Requirements to Borrowing in an SMSF

Unfortunately, it's tough to accept in extreme circumstances to borrow acquired shares. So if you're looking at getting leverage inside a fund, then the property is really where you want to go. For retirees, this is probably not the right investment for you. You don't want to leverage at that point in time unless you need it badly.

One case is that of a 70-year-old friend I knew who was going down that track and borrow to acquire two properties. Unfortunately, the experts question him. Why would he want to leverage at his age? He said his mother is 99 years of age while he will be living for another 30 years. So he needs to maximize his growth. He's going to look out working until he reaches 80.

So this perspective is different and unique. Borrowing is probably for people between 30 to 50 who have a bit of balance left in their self-managed superannuation fund which they can then borrow from up to 70 to 80% in order to acquire property.

Leverage the ability to borrow to acquire a property inside your fund. It is phenomenal, particularly if it is also your business property as well. You're going to lease it back to your superannuation fund.

There are a number of rules around this. If you want to have a look at this, you can go to and read all the information with regards to borrowing and other issues involved in self-managed super funds or SMSF.

If you want to know more about the rules in borrowing for a self-managed super fund, visit our site at: www.australiansuperfinder.com.au

All information on this website is of a general nature only. We have not taken into account your financial situation, needs or objectives. You need to make up your own mind and ascertain yourself if it is right for you. We recommend you read the product disclosure statement(s) and the financial services guide before making any financial decision.

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