Testimonials


I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC


Super Facts and Tips

How Much Is Paid Into Your Super?

Most individuals’ 9.5 per cent is based on “ordinary time earnings,” which means pay for the ordinary work hours under the law. “Earnings” is defined by law, by your employment terms or by your super fund trust deed. Visit the ATO’s website.

You or your employer could pay additional money into super at any moment. If you are self-employed or aren’t employed, you choose how much to contribute.

What Kind Of Super Fund Can You Enter?

Fund rules determine who may enter. There are 5 basic kinds of funds.
• a master trust or an investment manager.)
• Industry funds are open to folks in a certain industry or under a certain industrial award. A few of such funds are open to anybody.
• Retail funds are open to people; operated by financial organizations.
• Public sector funds are usually open to territory, state and Commonwealth government workers. They may provide defined benefit funds as well as CPFs (constitutionally protected funds) to its members.
• Self-managed super funds are open only to 1 and up to 3 other individuals.

Who Controls Your Super?

Trustees run funds. By law, they should act prudently and honestly on controlling your super fund. Under the "superannuation guarantee," your employer should pay for 9.5 percent of your salary, for instance, an additional $4,500 if you make $50,000 yearly.

Most individuals' 9.5 percent is based on "ordinary time earnings," which means pay for the regular work hours under the law. "Earnings" is defined by law, by your employment terms or by your super fund trust deed. Visit the ATO's website.

You or your employer could pay additional money into super at any moment. If you are self-employed or aren't employed, you choose how much to contribute.

For more information on how much is paid into your super, visit our site at www.australiansuperfinder.com.au

All information on this website is of a general nature only. We have not taken into account your financial situation, needs or objectives. You need to make up your own mind and ascertain yourself if it is right for you. We recommend you read the product disclosure statement(s) and the financial services guide before making any financial decision.

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