Testimonials


I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC


Super Facts and Tips

How to Choose your Superannuation Fund

Want to learn how to choose a super fund?

If you are working, your boss normally must do a regular super contribution. But the place your super goes is usually up to you. Itís a choice a lot of people make when they change jobs.

The big option for people is the corporate fund of their employer, a retail fund, an industry fund, or a self-managed super. Individuals who compare such funds compare the return on investment . But you should probably look a bit further and check other things.

First, forget about returns because previous performance doesn't mean there will be the same return in the future. Look instead into the fees and charges because since they will continue to affect your account. And that will affect the result of your super.

Second, check if your super account will give you the investment options you want. The more investment options, the more you can tailor your investments or with the same super fund.

Third, opt for other benefits that could be useful to you; especially insurance. Often, the corporate super funds offered by your employer will have important benefits that you will automatically qualify for, and insurance is usually one o f them.

If you're changing jobs, take a good look at what your new employer offers through their corporate super fund.

So if you remain in your present super fund and find it provides more features that matter, you can select that. Inform your new boss you want your superannuation contributions to go to your existing super fund.

The last thing you must think about when youíre choosing super is consolidation. Itís worth thinking about because with every fund you maintain youíre paying an extra set of fees. If you do decide to move it into one fund, ensure you will not lose any of the benefits you care for such as insurance. You should also check whether there are any costs of moving super.

If you ge t the insurance features you need, you could be more secured in your working years. And if your super has lower fees, your super could end up going a lot further when you retire. If you care about the way you retire, learn more about how to choose the right super fund for you at www.australiansuperfinder.com.au

All information on this website is of a general nature only. We have not taken into account your financial situation, needs or objectives. You need to make up your own mind and ascertain yourself if it is right for you. We recommend you read the product disclosure statement(s) and the financial services guide before making any financial decision.

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